A Benefit for you and your employees

Financial Wellness

Offer your employees a highly desirable and inexpensive benefit by providing a workplace Financial Wellness Program. Programs have been shown to improve both employee wellness and the company's bottom line.

Purposeful SP manages and implements your Financial Wellness Program, which offers employees assistance with some of the most important issues they face; including paying off debt, managing student loans, budgeting, investing for their retirement, sending their kids to college, and much more.

Benefits for Your Business

  • Increased Productivity

  • Increased Employee Loyalty

  • Reduced Employer Health Insurance Costs

  • Improved Employee Recruitment & Retention

  • Reduced Absenteeism

  • Greater Utilization of Workplace Retirement Plans

Benefits for Your Employees

  • Reduced Stress

  • Greater Financial Stability

  • Improved Homelife

  • A More Secure Retirement

  • Less Debt & Increased Savings

  • Increased Satisfaction with Work

Purposeful SP Featured In

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How we custom design & develop

Your Program

Your company receives a customized Financial Wellness Program designed to address the specific needs of your employees and your company. Your program and curriculum are developed by Joshua Escalante Troesh, a Tenured Professor of Business with nearly two decades experience teaching and developing curriculum in personal finance and financial wellness.

How the Program Works

While the specific topics and details of your program are customized to your needs, all of our Financial Wellness Programs are based on a foundation of proven academic pedagogy, or teaching philosophy.

The Designer

Joshua is a Tenured Professor of Business who has developed Personal Finance curriculum used by multiple colleges in California. Joshua holds an MBA, has passed the rigorous CFP exam, and is a fiduciary financial advisor. He is also a recognized author in the personal finance space, including authoring the financial literacy chapter of a First Year College Experience textbook published by OpenStax.

Group Financial Literacy Workshops

Our Financial Wellness Programs have their foundation in group financial literacy workshops centering on the challenges and goals attendees have, rather than generic financial education topics. Workshops provide attendees with what they need to know, what they need to do, and then guided practice on the steps they need to take in achieving their financial goals. Employees begin the program with group financial literacy and education, which can be scheduled during or after work hours.

One-on-One Financial Planning

Employees then recieve one-on-one financial coaching and advising to help them achieve their unique version of the goals and improve their financial stability. The one-on-one follow-up sessions help attendees to zero in on where they currently are with their unique situation and develop a personalized path to get to where they want to be.

Specialized Group Seminars

Companies can also use Financial Wellness Programs to accomplish specific corporate goals. As an example, seminars on the company 401(k) plan, health insurance, and other employee benefits can help increase utilization and appreciation for employer provided benefits. Seminars are specific to the details of the employer benefits and help employees see the tax, financial, and long-term advantages represented by employer plans.

Let’s start with a free initial Discovery Meeting to explore your goals and explain how a Financial Wellness Program can help achieve them. 

The Case for Financial Wellness:

Proven R.O.I.

Financial Wellness Programs provide significant benefits for both employees and employers at a minimal cost when compared to other desired employee benefits. This combination of significant rewards and low cost is likely the reason "90% of large firms stated they will have a financial wellness program as a standard part of their benefits program within a decade" in a recent study.

Financial Wellness Programs increase company profitability through improving productivity, reducing costs and increasing employee loyalty. This profitability increase has been shown in studies from the Consumer Financial Protection BureauPrice Waterhouse Cooper, Ernst & Young, Towers Watson, and Bank of America/Merrill Lynch.