Meetings & Feedback
Accountability
Stay on budget and on course with accountability meetings, reports, & timely emails.
4 onboarding meeting in the first 3 months
1-on-1 quarterly meetings
Weekly emails showing your actual spending vs. your budget
Optional monthly accountability meetings
Reports showing key insights and your progress
Done For You Savings
Facilitated Success
Finally realize your desire to build savings as we manage your savings and take care of the transfers based on your agreed-upon budget.
Saving actually happens because we do the work for you
View the savings balance, your progress, and if you’re on-track to meet each goal individually
Ultra-high yield FDIC-insured savings accounts
Managed investments for longer-term goals
Personal Bookkeeping
Advanced Software
Spend less time keeping on top of your spending with MoneyCoach personal bookkeeping software.
See all your accounts and spending in one place
View key financial reports
See your tasks & get reminders to stay on track
Track your spending by category and see trends
See your progress toward goals
On-Demand & Sequential
Financial Education
Get the financial information you need when you need it through on-demand and sequential videos from a trusted & knowledgeable source.
On-demand videos through the Knowledge Center
Step-by-step directions for key financial decisions
A monthly linear, class-like over-view of key topics
FInancial Launch Sequence
Program Information
1-on-1 Guidance
You are assigned your own financial planner who gets to know you and your goals. Not a call center with a different person each time.
No Hidden Selling
We don’t sell insurance or financial products, get commissions, or accept kickbacks from third parties; you can trust the advice isn’t biased by commissioned sales.
A FIDUCIARY Expert
Coaches are CFP-trained registered investment advisors. Coaches are required by law to place your interests above their own. This is more than a ‘promise’, it’s a legal obligation.
Onboarding
Month 1:
Kickoff Meeting
We start with a kickoff meeting to set you up in the systems, answer any pressing questions, and start you off set up for success.
Organize your finances & track your expenses
Connect your accounts (view-only) to see all your transactions in one place
Set up your accounts to save for short-term and long-term needs/goals
Answer pressing questions
30-minute coaching session
Month 1:
Set Your Trajectory
Assessing where you are financially and where you want to go by setting your life goals.
Organize your finances & track your expenses (15-minute kick-off meeting)
Understand money & your relationship with money
Identify the life you want, both now and in the future
Set focus on major life goals
1-hour coaching session
Month 2:
Purposeful Budget
Building a budget that aligns your finances with your values and funds both now & the future.
Create a realistic plan aligned with your goals and values
Identify key spending categories you and your coach will specifically track together
Fund your current priorities & your long-term goals
Deal with “unexpected” future expenses
1-hour coaching session
MONTH 3:
Setting Autopilot
Managing your debt and automating your good decisions to help you stay on course.
Separate good debt from bad
Develop your debt strategy
Make funding your plan and your future automatic
Discuss longer-term goals like retirement
1-hour coaching session
Save for Your Future
Done-For-You Savings
Saving for your goals couldn’t be easier. Once you agree upon your budget, your coach will handle saving into accounts you own at our firm. We’ll advise you on the right accounts and contributions for each of your goals, set them up for you, and ensure the transfers to your savings happen. Save for an emergency fund, retirement, a down payment on a home, sending a child to college, a major vacation, or anything else that is important to you.
High-Yield FDIC-Insured Savings
Managed Savings Accounts
Your emergency fund and any goals you want to achieve within 3 years are saved into a high-yield FDIC-insured savings account. You earn ~ 10x the national average in interest** and up to $2,000,000 of your cash is insured by the FDIC. No fees are charged on your savings account.
Invest for Retirement & your future
Professional Investment Management
Investing for your goals couldn’t be easier. When you’re ready to start investing we’ll advise you on the right accounts and contributions for each of your goals, set them up for you, and manage them for you. Proper investment management can help you save for retirement, a down payment on a home, sending a child to college, a major vacation, or anything else that is important to you.
Investment Management Service
Professional portfolio management based on academically-proven strategies including:
Goal-specific asset allocation
Tax-efficient asset location
Annual and threshold-based rebalancing
Ultra-low-cost fund selection
Monitoring funds for strategy drift
Optional Services
Additional Sessions
Monthly Accountability Coaching
If you are looking for additional support and accountability, you can add monthly 20-minute coaching sessions to Launch. Your coach will review your cash flow with you, discuss your spending, and help keep you accountable to your budget and your goals in a supportive and positive environment. Additional fees apply, see brochure for details.
Transaction Categorization
Personal Bookkeeping
For busy professionals, Purposeful SP provides personal bookkeeping services for an additional fee. Your transactions are categorized by our staff, ensuring reporting is up to date in MoneyCoach.
ORGANIZATION
We help bring order to your financial life, by assisting you in organizing your finances including expenses, debt, taxes, investments, and more.
ACCOUNTABILITY
We act as your accountability partner to help you follow through on financial commitments and take the necessary steps to achieve your priorities and goals.
OBJECTIVITY
We help you make better money decisions by bringing an unemotional perspective to important life events along with the research you need to make informed decisions.
PROACTIVITY
We work with you to anticipate your life transitions and future goals, and then give you guidance on the necessary steps to be financially prepared.
EDUCATION
We provide you with the specific knowledge needed to succeed in each situation and explain your options and the risks associated with each choice.
PARTNERSHIP
We work with you to identify your ideal life, both now and in the future, and then partner with you to direct your financial resources toward achieving that life.
