Get Analysis of your progress toward
Retirement Readiness
Get a thorough analysis and projections of how you're doing on your path toward retirement. You'll have a better understanding of if you are on track to meet your retirement goals including when you can retire, how much you'll have at retirement, and the amount of inflation-adjusted income you can expect to receive.
Retirement Navigator
Knowing if you are on course with your retirement savings offers incredible peace of mind. Using your current retirement account balances, annual contributions, and portfolio allocations; we will provide a customized analysis of your retirement readiness. We will also offer recommendations on how to adjust your retirement planning to better achieve your goals.
YOU'LL RECEIVE
Clarity on your goals for your retirement
Analysis of your current path to retirement including:
Statistical analysis of the probabilistic range of portfolio outcomes
Projections for retirement account balances at retirement
Estimated retirement income adjusted for inflation
Options for earlier or later retirement
Projections for retiring 5 years earlier and 5 years later
Recommendations for achieving the retirement you want
$500 for Your Personalized Report
$650 for couples who each have a workplace retirement plans
Additional fees apply for plans which include stock options, phantom stock, or other complex situations
Free for ongoing Planning clients
Monte Carlo Analysis
Improving your Chance of Success
Using historical data and statistical modeling we project thousands of possible futures for your portfolio to see how often these potential futures have you running out of money in retirement. We then recommend an optimal portfolio to increase your success rate.
Managing Key Risks
We then use the same technique to stress-test your portfolio and plan against 6 key risks to determine where weak links may be and address any issues.
Market Crashes
Increased Taxes
Changes to Social Security
Higher Inflation
Living Longer
Health Care Costs
Sample Charts
In addition to analysis and recommendations, you’ll receive charts showing the statistical analysis to help you visualize how the math translates into your personal future. This will also help you understand the context of the recommendations so you can implement them more effectively.
Monte Carlo Analysis showing the potential probabilistic outcomes when projecting thousands of possible futures based on your personal assets, retirement contributions, and expected retirement spending.
Stress Test Analysis showing the Monte Carlo outcomes when changing key risk factor assumptions such as 1% higher inflation, a 30% market crash, or a 20% cut in Social Security.
Asset Allocation analysis & recommendations of current portfolio across all accounts. Shown is a 70/30 portfolio with recommendations to better diversify amongst sub asset classes while maintaining 70/30 allocation.
Our Process