Setting your Financial Foundation
You’re looking to take control of your finances, eliminate debt, and build a solid financial foundation. Master your money with coaching to help you manage your cash flow, get out of bad debt, and begin saving and investing for your future.
You'll receive guidance on eliminating debt, developing a realistic budget, and shifting money toward long-term savings and investing.
As fee-only and fiduciary advisors, we are legally obligated to serve your best interests, without conflicts of interest which come from sales commissions, referral fees, or kickbacks.
We start with a free initial discovery meeting to identify your goals and explain how financial planning can help achieve them.
Choose Your Plan & Fees
Financial Coaching offers guidance, analysis, and recommendations related to foundational aspects of your personal finances.
Initial Financial Foundation Plan Includes
Goal exploration & prioritization
Cash flow analysis & budget optimization
Asset and debt analysis
Debt management plan
Ongoing Coaching Includes
Career planning & management
Cash flow analysis & ongoing budgeting
Insurance analysis for life, property & liability insurance
No insurance products are sold nor offered
Savings plans for major goals.
Education in dealing with financial services companies
Fees for ongoing Financial Coaching are $100 per month with $560 to start. Couples are $630 to start but pay the same low $100 monthly fee. Subsidies are offered to lower the cost for low-income families and recent graduates through our non-profit organization, Purposeful Finance.
Apply for low-cost financial coaching
Comprehensive Financial Planning
Financial Planning offers guidance, analysis, and recommendations related to all aspects of your personal finances.
Financial Planning Includes
Budgeting & cash flow analysis
Major goal planning
Risk management and insurance advising
Proactive tax planning
INITIAL FINANCIAL PLAN
Financial Planning clients choose to start with either a Financial Foundation Plan or a Retirement Readiness Plan.
Financial Foundation Plans offer guidance on goal prioritization, budget optimization, and asset and debt management.
Retirement Readiness Plans include retirement planning, investment advice, 401(k) plan optimization, and retirement projections.
Fees for ongoing Financial Planning are calculated as 0.50% of net-worth (assets minus all debts and liabilities) with $560 to start. Couples are $630 to start but pay the same low $200 monthly fee..
For those with net worth below $500,000 a minimum annual fee applies, billed $200 monthly.