Setting your Financial Foundation

Take Control

You’re looking to take control of your finances, eliminate debt, and build a solid financial foundation. Master your money with coaching to help you manage your cash flow, get out of bad debt, and begin saving and investing for your future.

You'll receive guidance on eliminating debt, developing a realistic budget, and shifting money toward long-term savings and investing.  

As fee-only and fiduciary advisors, we are legally obligated to serve your best interests, without conflicts of interest which come from sales commissions, referral fees, or kickbacks. 

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Our Process

We start with a free initial discovery meeting to identify your goals and explain how financial planning can help achieve them. 

Choose Your Plan & Fees

Financial Coaching

Financial Coaching offers guidance, analysis, and recommendations related to foundational aspects of your personal finances.

Initial Financial Foundation Plan Includes

  • Goal exploration & prioritization

  • Cash flow analysis & budget optimization

  • Asset and debt analysis

  • Debt management plan

Ongoing Coaching Includes

  • Career planning & management

  • Cash flow analysis & ongoing budgeting

  • Debt/credit management

  • Insurance analysis for life, property & liability insurance

    • No insurance products are sold nor offered

  • Savings plans for major goals.

  • Education in dealing with financial services companies

Fees

Fees for ongoing Financial Coaching are $100 per month with $560 to start. Couples are $630 to start but pay the same low $100 monthly fee. Subsidies are offered to lower the cost for low-income families and recent graduates through our non-profit organization, Purposeful Finance.
Apply for low-cost financial coaching

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Comprehensive Financial Planning

Financial Planning offers guidance, analysis, and recommendations related to all aspects of your personal finances.

Financial Planning Includes

  • Budgeting & cash flow analysis

  • Investment advising

  • Retirement planning

  • Education funding

  • Major goal planning

  • Risk management and insurance advising

  • Proactive tax planning

  • Debt management

  • Career development

  • Estate planning

INITIAL FINANCIAL PLAN

Financial Planning clients choose to start with either a Financial Foundation Plan or a Retirement Readiness Plan.

Financial Foundation Plans offer guidance on goal prioritization, budget optimization, and asset and debt management.

Retirement Readiness Plans include retirement planning, investment advice, 401(k) plan optimization, and retirement projections. 

FEES

Fees for ongoing Financial Planning are calculated as 0.50% of net-worth (assets minus all debts and liabilities) with $560 to start. Couples are $630 to start but pay the same low $200 monthly fee..

For those with net worth below $500,000 a minimum annual fee applies, billed $200 monthly.